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Majesty Real Estate is dedicated in meeting your financial needs with wide variates of loan options.

Most of banks in Cyprus offer mortgages to locals as well as foreigners which terms are similar to those in the UK.

General Characteristics of Mortgages Offered by Banks in Cyprus

  • Minimum deposit is 30% of the property cost
  • The mortgage can be granted in any currency; however, a Euro mortgage avoids capital loss through currency exchange
  • Loan value is generally up to 70% of the property cost
  • Mortgage in Euros repayment period is maximum 25 years (can be increased in negotiation)
  • Loan which is provided in foreign currency is repayable in the maximum period of 15 years (can be increased in negotiation)
  • Interest rate is Libor plus up to 2.50%

Documents we need for submission the request:

  • Personal details, containing copies of passport
  • Personal income declaration form and (if needed) Employment contract (+P60s)
  • Documentation on the subject of current and outgoing loans and details of any other mortgages in operation
  • Bank reference from your bank
  • Copies of your bank statements for the last 3 months
  • Other documents we will prepare for you


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